A business owner's policy (BOP)
A business owner's policy (BOP) combines general liability and commercial property insurance into one policy. It is typically less expensive than obtaining the policies separately.
You'll almost certainly require a company owner's policy if you own or rent a workplace. When leasing or owning an office or other commercial space, most small businesses require general liability and commercial property insurance.
Furthermore, general liability coverage is frequently required by client contracts. A BOP is a smart alternative for small businesses that engage directly with the public and own property, even if coverage isn't needed. This coverage covers financial damages caused by customer accidents and incidents such as fires and break-ins. A business operating plan (BOP) is intended primarily for low-risk small firms.
If your company qualifies, you'll save money and get coverage for the most common claims.
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